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Savings Options

On this page:
  • Explore accounts that maximize liquidity or returns
  • Understand the tools that work along with your account
  • Check out additional services that can benefit your business


Different business stages mean different ways to save.


When your business is just getting started, money can be tight. When you're established, you may have more funds on hand. Either way, you need savings options that work with the needs of your business while setting you up for the road ahead.
When you're ready to open an account, request an appointment or contact a Business Relationship Specialist.

Business Advantage Savings Account

 
Sometimes, simple is good. With only $100 needed to open and a $100 minimum balance1, this straightforward account is a great way to start saving. Free ATM Card available for cash withdrawals.2
 

Classic Business Money Market Account

 
Make no sacrifices. With our Classic Business Money Market Account, your higher balance earns a higher rate of interest while you maintain full access to your money. $1,000 needed to open and $1,000 minimum balance.3
 

Business Certificates of Deposit (CDs)

 
Maximize your interest earnings when you lock in a great rate for 6 months to 5 years. Our Flexible Add-On CD is an ideal option for those who are starting small but want to add more money in over time.4
 











1 Must maintain a $100 daily balance to avoid $1 maintenance fee per statement cycle.
2 Withdrawals at ATMs not owned by Citizens Bank will be assessed a $2 fee per transaction. Additional fees may be imposed by other ATM owners.
3 Must maintain a $1,000 daily balance to avoid $10 maintenance fee per statement cycle.
4 Minimum amount to open dependent on term. Subject to penalties for early withdrawal. Amount of penalty dependent on term. Ask for details.
















Keeping you and your business funds connected.

Keep an eye on your savings as it grows with Citizens Bank's Digital Banking.
 




More ways to use your new account:

 
  • ATM Withdrawals
Sometimes, you need cash. Enjoy free withdrawals at Citizens Bank ATMs plus over 800 surcharge-free ATMs in the ATM Access network.*
 
 
 
  • Digital Payments
Use the Pay feature in Digital Banking to set up one-time or recurring payments to anyone from the utility company to your suppliers. 
 
 
 
* Withdrawals at ATMs not owned by Citizens Bank will be assessed a $2/transaction fee. Additional fees may be imposed by other ATM owners.
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More options for the future of your business.
 
To achieve full potential, a mix of savings and investment strategies suits most companies, regardless of size. Learn how Citizens Investment Services can complement your banking relationship.
 
Backing for your business.
Find a Business Banking expert ready to partner with you and go the extra mile.