Mortgage & Consumer Lending Team

With over 20 years of mortgage lending and 7 years of sales management experience, Jason brings a career’s worth of banking knowledge to the Citizens Bank team. He is heavily involved in his local community and believes in the importance of strong relationships, knowing that relationships are the backbone to trustworthy business and positive results.

A lifelong resident of Waukesha County, Pat brought his 35 years of mortgage lending experience to Citizens Bank in 2025. He has extensive knowledge in all facets of home lending – from purchases and new construction to refinances and home equity – as he has helped over 3,000 families secure financing for first homes, second homes, investment properties, and more. Pat is committed to providing exceptional, personalized customer service to ensure a smooth process from start to finish. He is a graduate of Catholic Memorial High School and UW-Oshkosh.

With over 30 years in mortgage banking, Dave possesses a robust track record in construction lending, financial analysis, and customer relations across the mortgage experience. He enjoys managing a complex mortgage transaction from start to finish. A graduate of Marquette University and a Brookfield resident, Dave is using his highly developed skill set to help families find their dream homes in our communities.

 

With over a decade of experience in banking and a Marketing degree from UW-Whitewater, Timmy brings a well-rounded understanding of the financial industry. Known for a hands-on approach and strong communication, he especially enjoys guiding first-time homebuyers through the loan process. His broad background across multiple areas of banking equips him to provide clear, informed support every step of the way.

 

DeAnne started at Citizens Bank in 1987 as a co-op student and has been with the company ever since. She transitioned to a lending role in 2003 because she saw the excitement of helping people achieve their dreams. While DeAnne enjoys working with all homebuyers, she especially enjoys helping and coaching novice buyers on their journey to their first home. She works closely with many local real estate agents and has been active in the East Troy community for years.

 

Lowell has been part of the Citizens Bank team since 2002. He enjoys helping first-time buyers as well as those who have done it before with the most important purchase they make – that of their new home. In fact, Lowell has helped hundreds people do just that. He served on the WCTC Real Estate Advisory Committee for nine years and now volunteers with a Boy Scouts troop in Waukesha.

 

Rich joined Citizens Bank in 2001. He prides himself in looking beyond his customers’ initial requests to make sure the whole picture is in view when considering financing solutions. Analyzing credit reports and financial statements for hidden clues is all in a day’s work for Rich. Active in both the Mukwonago and East Troy communities, Rich has coordinated the half-time field goal kicking contest at East Troy High School for many years.